Mr. Muñiz obtained his Bachelor’s in Business Administration (1973) and Juris Doctor Degrees (1976) from the University of Puerto Rico. He also obtained a Master of Laws in Taxation (LL.M.) from New York University in 1978.
Ricardo served as Assistant Secretary for Internal Revenue of the PR Treasury Department (1979-81), and as Assistant to the Director and Acting Director of Puerto Rico’s Industrial Tax Exemption Office (1978-79). Prior to founding AMG in 1994, he served as Partner and Chair of the Tax Department at Goldman & Antonetti, LLC. Ricardo was also past president of the Puerto Rico Financial Analysts Association; director of the Puerto Rico Chamber of Commerce, and chairman of the Chamber’s Tax Committee.
He is a frequent speaker on a variety of topics ranging from estate planning for PR residents, Act 22 (Individual Investors Act), Act 20 (Export Services Act); the tax implications of investments held outside of Puerto Rico; and wills and trusts.